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Mobile Home and Land Loans

Finance your mobile home or land loan in Florida with low rates, low closing costs and personalized service.

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Finance Options for Your Mobile Home and Land Loan

20 Year 5/1 Adjustable Rate

The interest rate will remain the same for the initial term of the loan (5 years); afterward the interest rate will be subject to change every 12 months
Available in Florida only
Primary residence only
Escrow required
Available for purchases or rate/term refinances only
Mobile Homes that are part of a co-op are not eligible
No cash-out refinances
Modifications are not permitted, refinance required to obtain a new product and rate

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Financing for Your Mobile Home and Land

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The calculator above is for educational purposes only. Your actual rate, payment, and costs may vary based on your specific loan terms and qualifications. Obtain an official Loan Estimate before choosing a loan.

Mobile Home & Land

Additional Information

Mobile Home & Land 12 Year Fixed

Available for Florida properties only.
Max LTV is 80%.
Requires Escrow.
No cash-out refinances.
Max loan amount $832,750
Property cannot be part of a Co-Op.
Available for purchase or rate/term refinances only.
Mobile home must be on subject property, set-up and utilities must be operating prior to closing.
Must be owner occupied upon closing.

Mobile Home & Land 20 Yr 5/1 ARM

Available in Florida only and primary residence only.
Escrows Required
Available for purchases or rate/term refinances only.
Mobile Homes that are part of a Co-Op are not eligible.
No cash-out refinances.
Modifications are not permitted, refinance required to obtain a new product and rate.

Mobile Home and Land Loan FAQ

What is the difference between a mobile home and a manufactured home?

What is the main benefit of a mobile/manufactured home?

Can this be used for an RV, Camper, or Tiny home?

Are there any restrictions on the type of borrower?

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