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Mobile Home and Land Loans

Suncoast's mortgage solutions offer competitive rates, low closing costs, and the personalized service you need to easily finance your mobile home.

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Finance Options for Your Mobile Home and Land Loan

20 Year 5/1 Adjustable Rate

The interest rate will remain the same for the initial term of the loan (5 years); afterward the interest rate will be subject to change every 12 months
Available in Florida only
Primary residence only
Escrow required
Available for purchases or rate/term refinances only
Mobile Homes that are part of a co-op are not eligible
No cash-out refinances
Modifications are not permitted, refinance required to obtain a new product and rate

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Financing for Your Mobile Home and Land

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The calculator above is for educational purposes only. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

Mobile Home & Land

Additional Information

Mobile Home & Land 12 Year Fixed

Available for Florida properties only.
Max LTV is 80%.
Requires Escrow.
No cash-out refinances.
Max loan amount $766,550.
Property cannot be part of a Co-Op.
Available for purchase or rate/term refinances only.
Mobile home must be on subject property, set-up and utilities must be operating prior to closing.
Must be owner occupied upon closing.

Mobile Home & Land 20 Yr 5/1 ARM

Available in Florida only and primary residence only.
Escrows Required
Available for purchases or rate/term refinances only.
Mobile Homes that are part of a Co-Op are not eligible.
No cash-out refinances.
Modifications are not permitted, refinance required to obtain a new product and rate.

Mobile Home and Land Loan FAQ

What is the difference between a mobile home and a manufactured home?

What is the main benefit of a mobile/manufactured home?

Can this be used for an RV, Camper, or Tiny home?

Are there any restrictions on the type of borrower?

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