Credit Cards at Suncoast

Rewards Platinum

• From everyday transactions, to overdraft protection, emergencies, major purchases and everything in between, Suncoast's Rewards Platinum VISA has you covered. And with low interest rates, no annual fees and your choice of rewards, it makes the perfect credit card.

Rewards Classic Starter

• When it comes time to choosing your first credit card, Suncoast's here to help. All Suncoast VISA credit cards feature low interest rates and no annual fees. 

Rewards Student Classic

• This special credit card was designed exclusively for students attending two or four-year accredited colleges or universities. The Rewards Student Classic VISA makes a great first credit card for students.

Rewards Share Secured

• The Rewards Share Secured credit card lets you pledge your share savings or share certificate account to secure your VISA — making it the ideal card for members without established credit or who have past credit challenges.

Visa 3D Secure makes the most secure online shopping experience possible by helping prevent the unauthorized use of a cardholder’s card number — in turn, reducing fraud and reducing danger of identity theft.

With Visa 3D Secure, there is no need to register your card since 3D Secure uses dynamic authentication when a Visa card is used at participating online merchants.

Card use that is outside of your normal area or overseas can raise a flag with the fraud prevention team. This may cause your card to be temporarily blocked until we can verify a valid purchase.

Set travel notifications in the Cards section of the SunMobile app or SunNet Online Banking. You may also submit travel notifications in your nearest Suncoast branch or by phone at 800.999.5887. Travel notifications should be set at least 3 days prior to going out of town to avoid the inconvenience of a blocked card while traveling.

If you believe there’s been fraudulent activity on your account or if you’re unable to resolve a dispute with a merchant about a transaction, Suncoast can help.

Log in to SunNet Online Banking to dispute a transaction. Simply click on the envelope icon next to the transaction you’re disputing, then click “dispute” and follow the prompts.

You may also file a transaction dispute by signing in through the SunMobile app on your device and browsing to the Account History screen.

You may also dispute a transaction in person at a Suncoast Service Center or by calling the Members Care Center at 800-999-5887 — Monday through Friday 7:00 a.m. to 8:00 p.m. and Saturday 8:00 a.m. to 1:00 p.m.

If you misplace your credit card, use Card Lock to temporarily lock your card and protect your funds.

Here’s how simple it is:

1. Login to SunNet Online Banking or the SunMobile App
2. Choose "Manage My Cards"
3. All of your debit and credit cards will display, and you can lock or unlock each card as needed

If you are unable to find your card because it has been lost or stolen, you can report it using the numbers below:

• Credit Cards: 800-645-7728
• Credit Cards After Hours: 800-645-7728

Our credit cards have an embedded microchip to help protect you against fraud. The chip uses encryption to provide a secure experience each time you use your credit card.