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Credit Cards at Suncoast

Suncoast credit cards have everything you need, like low fixed rates, no hidden fees, and tap to pay. Plus, you’ll earn rewards for you and donations for the community every time you use your Suncoast credit card!

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There is a Credit Card Here For You!

Select an option below to find the best card for:

Rewards Platinum Visa®

The card for those looking for perks + rewards, and high limits.

$0 Annual Fee + Perks & Rewards. As low as 14.00% APR*View Rewards Platinum Visa®

Rewards Classic Starter Visa®

Best for those looking for their first credit card to establish good credit history.

$0 Annual Fee. $300 - 500 Credit Limits. As low as 18.00% APR*View Rewards Classic Starter Visa®

Rewards Student Classic Visa®

Designed for students attending accredited colleges or universities.

$0 Annual Fee. $500 Max Limit. Perks & RewardsView Rewards Student Classic Visa®

Rewards Share Secured Visa®

Best for those with past credit challenges or no credit history.

$0 Annual Fee. $5,000 Max Limit. Perks & Rewards. As low as 18.00% APR*View Rewards Share Secured Visa®

Explore Suncoast Credit Card Benefits

Credit Cards Rates

Product	Purchase APR* as low as	Cash Advance APR as low as	Balance Transfer APR as low as	Credit Limit
Rewards Platinum	14.000%	16.000%	16.000%	$500 - $50,000
Rewards Classic Starter	18.000%	18.000%	18.000%	$300 - $500
Rewards Student Classic	18.000%	18.000%	18.000%	$500
Rewards Share Secured	18.000%	18.000%	18.000%	$300 - $5,000

Product	Rewards Platinum
Purchase APR* as low as	14.000%
Cash Advance APR as low as	16.000%
Balance Transfer APR as low as	16.000%
Credit Limit	$500 - $50,000

Product	Rewards Classic Starter
Purchase APR* as low as	18.000%
Cash Advance APR as low as	18.000%
Balance Transfer APR as low as	18.000%
Credit Limit	$300 - $500

Product	Rewards Student Classic
Purchase APR* as low as	18.000%
Cash Advance APR as low as	18.000%
Balance Transfer APR as low as	18.000%
Credit Limit	$500

Product	Rewards Share Secured
Purchase APR* as low as	18.000%
Cash Advance APR as low as	18.000%
Balance Transfer APR as low as	18.000%
Credit Limit	$300 - $5,000

Additional Information

Rewards Platinum

From everyday transactions, to overdraft protection, emergencies, major purchases and everything in between, Suncoast's Rewards Platinum VISA has you covered. And with low interest rates, no annual fees and your choice of rewards, it makes the perfect credit card.

Rewards Classic Starter

When it comes time to choosing your first credit card, Suncoast's here to help. All Suncoast VISA credit cards feature low interest rates and no annual fees.

Rewards Student Classic

This special credit card was designed exclusively for students attending two or four-year accredited colleges or universities. The Rewards Student Classic VISA makes a great first credit card for students.

Rewards Share Secured

The Rewards Share Secured credit card lets you pledge your share savings or share certificate account to secure your VISA — making it the ideal card for members without established credit or who have past credit challenges.

Credit Card Security

Visa 3D Secure

Travel Notifications

Card use that is outside of your normal area or overseas can raise a flag with the fraud prevention team. This may cause your card to be temporarily blocked until we can verify a valid purchase.

Set travel notifications in the Cards section of the SunMobile app or SunNet Online Banking. You may also submit travel notifications in your nearest Suncoast branch or by phone at 800.999.5887. Travel notifications should be set at least 3 days prior to going out of town to avoid the inconvenience of a blocked card while traveling.

Disputing Transactions on Your Account

If you believe there’s been fraudulent activity on your account or if you’re unable to resolve a dispute with a merchant about a transaction, Suncoast can help.

Log in to SunNet Online Banking to dispute a transaction. Simply click on the envelope icon next to the transaction you’re disputing, then click “dispute” and follow the prompts.

You may also file a transaction dispute by signing in through the SunMobile app on your device and browsing to the Account History screen.

You may also dispute a transaction in person at a Suncoast Service Center or by calling the Members Care Center at 800-999-5887 — Monday through Friday 7:00 a.m. to 8:00 p.m. and Saturday 8:00 a.m. to 1:00 p.m.

Lock and Unlock Your Cards with Card Lock

If you misplace your credit card, use Card Lock to temporarily lock your card and protect your funds.

Here’s how simple it is:

Login to SunNet Online Banking or the SunMobile App
Choose "Manage My Cards"
All of your debit and credit cards will display, and you can lock or unlock each card as needed

If you are unable to find your card because it has been lost or stolen, you can report it using the numbers below:

Credit Cards: 800-645-7728
Credit Cards After Hours: 800-645-7728

Credit Cards with Chip

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