Business Secured Visa

Small business credit cards have many benefits. They provide a simple way to make necessary business purchases, like supplies. Small business credit cards help you keep your business expenses separate from your personal expenses, and help make it easier to keep records for tax purposes. Using a credit card for your small business can help you build your credit. And, with a credit card from Suncoast, your small business can receive competitive interest rates, secure purchases, and great rewards, so you can get the most out of your purchases.

Typically, a business needs to be in operation for 3 years to qualify for a Suncoast business credit card.

Having purchasing power means making daily or special purchases for your business. You can use your business credit card for business travel and supplies, either in stores or online. A secured business credit card is a credit card that is backed by a security deposit. The credit limit for a secured business credit card is based on the amount of funds deposited by you as security in a collateral account. A secured business credit card can be a good fit for businesses with little to no business credit history or businesses with past credit challenges because it allows you to build credit. Suncoast Credit Union offers our Secured Business Visa, a secured business credit card option for business owners with little to no business credit history or businesses with past credit challenges.

Card use that is outside of your normal area or overseas can raise a flag with the fraud prevention team. This may cause your card to be temporarily blocked until we can verify a valid purchase. Set travel notifications in the Cards section of the SunMobile app or SunNet Online Banking. You may also submit travel notifications at your nearest Suncoast branch or by phone at 800.999.5887. Travel notifications should be set at least 3 days before going out of town to avoid the inconvenience of a blocked card while traveling.

If you need credit cards for your employees, download the application below to get started.

If you need a business credit limit higher than $15,000, download the business credit card application for next steps.

Suncoast Credit Union has partnered with Worldpay® from FIS, a leader in payments and technology, to offer a payment processing system that works for your business.

Whether your customers pay online or in-store, you can accept payments easily and securely with Worldpay by turning your smartphone device into a secure mobile card processor. It’s a simple way to take debit and credit card transactions while on the go. Just enable the easy-to-use Secure Card Reader Authenticator (SCRA), download the free app, and start accepting cards — anytime, anywhere.