For You

Credit Cards at Suncoast

Q: How to setup/use your card in a mobile wallet?

To start using your card with a mobile wallet, you&rsquo;ll need to add it to your device&rsquo;s digital wallet app&mdash;Apple Pay, Google Pay, or Samsung Pay. Each platform has a simple setup process that lets you make secure, contactless payments in stores, online, and in apps.

Suncoast credit cards have everything you need, like low rates, no hidden fees, and tap to pay. Plus, you’ll earn rewards for you and donations for the community every time you use your Suncoast credit card!

Get Pre-qualified

There is a Credit Card Here For You!

Select an option below to find the best card for:

Platinum Cash Back Visa®

The card for those looking for perks + rewards, and high limits.

$0 Annual Fee + Perks & Rewards. As low as 15.75% APR*View Platinum Cash Back Visa®

Share Secured Visa®

Best for those with past credit challenges or no credit history.

$0 Annual Fee. $5,000 Max Limit. Perks & Rewards. As low as 15.75% APR*View Share Secured Visa®

Explore Suncoast Credit Card Benefits

Credit Cards Rates

Product	Purchase APR* as low as	Cash Advance APR as low as	Balance Transfer APR as low as	Credit Limit
Rewards Cashback Platinum	15.75%	17.75%	17.75%	$500 - $20,000

Product	Rewards Cashback Platinum
Purchase APR* as low as	15.75%
Cash Advance APR as low as	17.75%
Balance Transfer APR as low as	17.75%
Credit Limit	$500 - $20,000

Additional Information

Credit Card Security

Visa 3D Secure

Travel Notifications

Card use that is outside of your normal area or overseas can raise a flag with the fraud prevention team. This may cause your card to be temporarily blocked until we can verify a valid purchase.

Set travel notifications in the Cards section of the SunMobile app or SunNet Online Banking. You may also submit travel notifications in your nearest Suncoast branch or by phone at 800.999.5887. Travel notifications should be set at least 3 days prior to going out of town to avoid the inconvenience of a blocked card while traveling.

Disputing Transactions on Your Account

If you believe there’s been fraudulent activity on your account or if you’re unable to resolve a dispute with a merchant about a transaction, Suncoast can help.

Log in to SunNet Online Banking to dispute a transaction. Simply click on the envelope icon next to the transaction you’re disputing, then click “dispute” and follow the prompts.

You may also file a transaction dispute by signing in through the SunMobile app on your device and browsing to the Account History screen.

You may also dispute a transaction in person at a Suncoast Service Center or by calling the Members Care Center at 800-999-5887 — Monday through Friday 7:00 a.m. to 8:00 p.m. and Saturday 8:00 a.m. to 1:00 p.m.

Lock and Unlock Your Cards with Card Lock

If you misplace your credit card, use Card Lock to temporarily lock your card and protect your funds.

Here’s how simple it is:

Login to SunNet Online Banking or the SunMobile App
Choose "Manage My Cards"
All of your debit and credit cards will display, and you can lock or unlock each card as needed

If you are unable to find your card because it has been lost or stolen, you can report it using the numbers below:

Credit Cards: 800-645-7728
Credit Cards After Hours: 800-645-7728

Credit Cards with Chip

How to setup/use your card in a mobile wallet?

More Than Just A Credit Union

Simply Suncoast

Changes to Our Interactive Phone System

We are excited to announce that we are making significant improvements to our Interactive Voice Response (IVR) phone system to better serve you.

Business

What’s Needed for a Business Loan?

Before you apply for a business loan, learn about the eligibility requirements and what is needed to qualify for a small business loan.

Simply Suncoast

Credit Union Near Me… No Matter Where I Am

When you are looking for a credit union nearby, there is something wonderful you should know. Even if your credit union is not in the area, you can likely access credit union services.