Business Share Certificates
A share certificate is the credit union version of a certificate of deposit (CD). See big savings growth for your business with the great rates from Suncoast.
Discover the Right Certificate for Your Business
Select an option below to find a certificate account to:

Business Share Certificate
As High as 4.25% APY†. Terms from 6 to 60 Months. Minimum $500 to OpenView Business Share Certificate
Business Jumbo Certificate
As High as 4.50% APY†. Terms from 6 to 60 Months. Minimum $100,000 to OpenView Business Jumbo CertificateExplore Share Certificates Benefits
Deposit funds and watch your balance grow.
Take the opportunity to earn more money after returns with competitive dividend rates! Suncoast business share certificates make the most out of your money!

Find flexible terms to meet your short- or long-term savings needs.
Suncoast business share certificates have term options to complement your specific goals. If your business is saving for something sooner, choose a shorter term, or pick a longer term for future plans.

Earn even more with a business jumbo share certificate.
Your large deposits can earn even larger returns with a Suncoast business jumbo share certificate. With a larger minimum deposit of $100,000, earn typically higher dividend rates.

Business Share Certificates Rates
Business Jumbo Certificate
- Highest dividend rates, highest earnings and best return for large deposits.
- Initial deposit and minimum balance of $100,000 is required.
- Terms to fit your savings goals.
- Available as: Jumbo Share Certificate, Jumbo Youth Certificate, Jumbo IRA/Roth/SEP Certificate, Jumbo Business Certificate, Coverdell Education Savings Jumbo Certificate and Health Savings Account Jumbo Certificate.
- A penalty will or may be imposed for early withdrawals: 90 days of dividends on terms of 12 months or less; 180 days of dividends on terms longer than 12 months.
- If the account has not yet earned enough dividends or if the dividends have already been paid, the penalty will be deducted from the principal.
- Dividends are compounded daily and credited monthly.
- Suncoast members may open a new Jumbo Certificate by calling the Member Care Center, in any branch or by sending a secure email through SunNet Online Banking.
- 60 month Jumbo Certificate, Jumbo Youth Certificate and Jumbo Business Certificate account holders may request a rate change one time during the term of the certificate. The initial maturity date will remain the same.
Business Share Certificate
- Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
- Higher dividend rates, higher earnings, easy automatic savings.
- Terms to fit your financial needs.
- Initial deposit and minimum balance of $500 is required.
- Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
- A penalty will or may be imposed for early withdrawals: 90 days of dividends on terms of 12 months or less; 180 days of dividends on terms longer than 12 months.
- If the account has not yet earned enough dividends or if the dividends have already been paid, the penalty will be deducted from the principal.
- Dividends are compounded daily and credited monthly.
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