Motorcycle Loans
If you’re daydreaming about buying a motorcycle, we’re here to help you get financing. Our motorcycle loans have low rates and no application fee or prepayment penalty.
Explore Motorcycle Loan Rates
Find a motorcycle loan to fit your needs. Check out our motorcycle loan rates below and apply today!
Details
- Get pre-approved
- Apply in person, by phone or online
- No application fee or prepayment penalty
- New is defined as 2023 to current model year vehicles
Details
- Get pre-approved
- Apply in person, by phone or online
- No application fee or prepayment penalty
- Used is defined as 2016-2022 model years
Details
- Get pre-approved
- Apply in person, by phone or online
- No application fee or prepayment penalty
- Rates and terms up to 84 months
- New is defined as 2023 to current model year vehicles
- Used is defined as 2016-2022 model years
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Motorcycle Loan Benefits
Great Rates and Fair Terms
With our new and used motorcycle loans, you can use our fixed interest rates to lock in affordable monthly payments that will stay the same even when the market changes. You’ll also get flexible terms to fit your monthly budget, but won’t face prepayment penalties if you pay ahead. Plus you can get pre-approved and apply for a motorcycle loan without an application fee.
Better Rates and Monthly Payments with Suncoast
Already have a motorcycle loan with another financial institution? Refinance with Suncoast! Here are some reasons you might want to refinance your motorcycle loan:
- Your interest rate is higher than it needs to be — if you got a loan when interest rates were higher, it might make sense to refinance when lower interest rates are available.
- Your credit score has improved since you got your car loan — if you got your loan when your credit score was lower, you may qualify for better loan options if you refinance.
- You need to reduce your monthly payments — if a personal setback or a family emergency has changed your financial situation, refinancing might help you reduce monthly payments so you can get through your setback without extra stress.
- You want a better lender — when you finance at a dealership, you may end up with a lender who isn’t very responsive or has a payment system that leaves a lot to be desired. Refinancing could make life a lot easier when you find a lender who puts your needs first.
Ride a Harley Davidson
We know Harley Davidsons are special — that's why we offer special financing! Get a secured loan to purchase a new or used Harley Davidson motorcycle from a dealer or individual or refinance your loan from another institution. Get terms up to 84 months with a maximum loan amount of $50,000 on the present calendar year model and the previous ten calendar year model Harley Davidsons.
Not Just for Motorcycles
If you’re looking to buy an all-terrain vehicle (ATV) or a UTV (utility terrain vehicle), you can take out a Suncoast Motorcycle Loan to do it.
Motorcycle Rates
^Maximum term for APR shown displayed in months.
New Harley Davidson MC
- We know Harley Davidsons are special - that's why we offer special financing!
- Get preapproved. Apply in person, by phone or online.
- No application fee.
- No prepayment penalty.
- Other rates and terms up to 84 months are available.
- New is defined as 2023 to current model year vehicles.
- Rates vary based on term.
- Maximum loan amount $50,000.
- Payment Example: 60 payments of $19.33 per $1,000 borrowed based upon a 6.00% APR.
Used Harley Davidson MC
- We know Harley Davidson's are special - that's why we offer special financing.
- Get pre-approved. Apply in person, by phone or online.
- No application fee. No prepayment penalty.
- Other rates and terms up to 72 months are available.
- Used is defined as 2016-2022 model years.
- Rates vary based on term.
- Payment Example: 60 payments of $19.57 per $1,000 borrowed based upon a 6.50% APR.
New Motorcycles
- Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
- Get preapproved. Apply in person, by phone or online.
- No application fee. No prepayment penalty.
- New is defined as 2023 to current model year vehicles.
- New A.T.V. 72 months maximum.
- Payment Example: 60 payments of $19.92 per $1,000 borrowed based upon a 7.25% APR.
Used Motorcycles
- Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
- Get preapproved. Apply in person, by phone or online.
- No application fee. No prepayment penalty.
- Used is defined as 2016-2022 model years.
- Used A.T.V. 72 month maximum.
- Payment Example: 60 payments of $20.16 per $1,000 borrowed based upon a 7.75% APR.
Motorcycle Loan FAQ
The maximum amount for a Suncoast New/Used Motorcycle Loan is $35,000.
The maximum amount for a Suncoast New/Used Harley Davidson Loan is $50,000.
Payment Example: 60 payments of $19.92 per $1,000 borrowed based upon a 7.25% APR.
For new and used ATVs, the maximum loan term you can secure is 72 months.
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