Boat Loans 

Already have a boat loan with another financial institution? Refinance with Suncoast! Here are some reasons you might want to refinance your boat loan:

• Your interest rate is higher than it needs to be — if you got a loan when interest rates were higher, it might make sense to refinance when lower interest rates are available.
• Your credit score has improved since you got your car loan — if you got your loan when your credit score was lower, you may qualify for better loan options if you refinance.
• You need to reduce your monthly payments — if a personal setback or a family emergency has changed your financial situation, refinancing might help you reduce monthly payments so you can get through your setback without extra stress.
• You want a better lender — when you finance at a dealership, you may end up with a lender who isn’t very responsive or has a payment system that leaves a lot to be desired. Refinancing could make life a lot easier when you find a lender who puts your needs first

If you’re looking to buy a personal watercraft, a Class A inboard motor vessel designed to sit, stand, or kneel with one to three people, like Jet Ski, WaveRunner, and Sea-Doo, you can take out one of our boat loans to pay for it.