Land a 5.50% APY* IRA Certificate

Our special IRA certificates are your ticket to a brighter future. Earn a guaranteed 5.25% APY* on our 12-month regular term IRA or unlock an incredible 5.50% APY* with our 12-month jumbo IRA. 

Open An Account

12-Month Jumbo IRA  

Lock in a great rate and fuel your retirement journey with the IRA certificate that works best for you! Start planning your future today!



IRA Certificate

12-Month Regular IRA

With multiple certificate options to choose from, you're sure to find one that puts a smile on your face.



IRA Certificate

Ready to Get Started 

I am not a Member (yet!)

Ready to maximize your savings? Before you get started, all you have to do is become a Suncoast member. A minimum $5 deposit into a share savings account is all it takes to start your membership. And once you become a member contact our IRA services team by appointment or visit your nearest branch.

I am a Suncoast Member

You've already chosen Suncoast for your everyday banking. Now, consider our high-yield IRA Certificates to supercharge your retirement savings. Make an appointment directly with our IRA services team or call 813-621-7511 ext. 87008 to discuss your options!

IRA Certificate Rates

Frequently Asked Questions