Suncoast Keeps Credit Cards Simple 

You deserve a credit card with a low rate, no annual fees, and rewards with each purchase. You’ll get all that and more with the Suncoast Rewards Credit Card! It’s easy to apply and start reaping all the benefits and rewards.  

A smiling man holding a Suncoast credit card at a gas station

Say no to annual fees and yes to exciting rewards! 

Becoming a Member is Simple 

With just $5, you can open a savings account and become a Suncoast member! It only takes a few minutes to join and to start reaping all the benefits membership has to offer, including applying for our rewards credit card.

Become A Member
membership-savings-account

How to Get Started

Ready to apply for a credit card? It’s easy! Follow the steps below:

Earn Rewards

With a Suncoast Rewards Credit Card, you’ll get to take advantage of benefits like:

  • No annual fee
  • No expiration on rewards
  • No fees on balance transfers or cash advances
  • No punitive interest rates for late or missed payments
  • Low minimum monthly payments — only 2% of balance or $10, whichever is greater
  • 0% Liability for Fraud. If fraud does occur, you will not incur losses

And more.

Become A Member
apply-now-credit-card

Credit Cards Rates

Product Purchase APR*
as low as
Cash Advance APR
as low as
Balance Transfer APR
as low as
Credit Limit
Rewards Platinum 12.500% 14.500% 14.500% $500 - $50,000
Rewards Classic Starter 16.500% 18.000% 18.000% $300 - $500
Rewards Student Classic 16.500% 18.000% 18.000% $500
Rewards Share Secured 18.000% 18.000% 18.000% $300 - $5,000
Product Rewards Platinum
Purchase APR*
as low as
12.500%
Cash Advance APR
as low as
14.500%
Balance Transfer APR
as low as
14.500%
Credit Limit $500 - $50,000
Product Rewards Classic Starter
Purchase APR*
as low as
16.500%
Cash Advance APR
as low as
18.000%
Balance Transfer APR
as low as
18.000%
Credit Limit $300 - $500
Product Rewards Student Classic
Purchase APR*
as low as
16.500%
Cash Advance APR
as low as
18.000%
Balance Transfer APR
as low as
18.000%
Credit Limit $500
Product Rewards Share Secured
Purchase APR*
as low as
18.000%
Cash Advance APR
as low as
18.000%
Balance Transfer APR
as low as
18.000%
Credit Limit $300 - $5,000

*APR = Annual Percentage Rate effective 4/10/2023. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.