Business Platinum Visa
Our Suncoast Business Platinum Visa® offers convenience, savings, and security for small business owners, providing purchasing power and more. Members can apply online for a credit limit of up to $15,000. To apply for credit cards with a limit over $15,000, please contact us.
Business Credit Cards
Suncoast business credit cards provide you and your small business with the great rates and flexibility you need to make all your purchasing decisions with confidence.
Business Credit Card Details
- Competitive interest rates
- No annual or hidden fees
- Earn 1 point for every $1 spent, redeemable for travel and merchandise
- Security and fraud prevention with Visa 3D Secure and 3-Digit Security
Advantages
- Competitive interest rates
- No annual or hidden fees
- Backed by a security deposit to serve business owners with little to no business credit history or past credit challenges
- Earn 1 point for every $1 spent, redeemable for travel and merchandise
- Security and fraud prevention with Visa 3D Secure and 3-Digit Security
Business Credit Card Benefits
Fair Rates and Flexibility
Our Suncoast Business Platinum Visa and Secured Business Visa provide your small business with great rates and flexibility to make your purchasing decisions with confidence. You can use your business credit card for business travel and supplies, either in stores or online. Suncoast business members get competitive interest rates, no annual or hidden fees, plus rewards for you and your community.
Visa 3D Secure
Visa 3D Secure makes the most secure online shopping experience possible by helping prevent the unauthorized use of a cardholder’s card number — in turn, reducing fraud and reducing the danger of identity theft. No need to register your card – 3D Secure uses dynamic authentication when a Visa card is used at participating online merchants.
Comprehensive Fraud Protection
Multiple layers of protection prevent your business credit card from being used fraudulently. Visa screens your account 24/7 using best-in-class solutions to detect suspicious card activity.
Visa also has a zero-liability policy, meaning you won’t pay for unauthorized use of your card. Plus, identity theft assistance helps you regain control of your account if you suspect you’ve been a victim of card fraud.
Rewards for You and Your Community
Use your Suncoast Visa for all your purchases to earn ScoreCard® Rewards Bonus Points, redeemable for exciting travel and valuable merchandise. When you use your card, you’ll earn one point for every $1 you spend, and because they never expire, the points will stack up. To redeem points and learn more, visit scorecardrewards.com.
Also, every time you use your card, Suncoast donates two cents to the Suncoast Credit Union Foundation – a 501(c) (3) nonprofit organization established to help children in the local communities we serve. See how those 2 cents add up.
Business Credit Card FAQ
Small business credit cards have many benefits. They provide a simple way to make necessary business purchases, like supplies. Small business credit cards help you keep your business expenses separate from your personal expenses, and help make it easier to keep records for tax purposes. Using a credit card for your small business can help you build your credit. And, with a credit card from Suncoast, your small business can receive competitive interest rates, secure purchases, and great rewards, so you can get the most out of your purchases.
Typically, a business needs to be in operation for 3 years to qualify for a Suncoast business credit card.
Having purchasing power means making daily or special purchases for your business. You can use your business credit card for business travel and supplies, either in stores or online. A secured business credit card is a credit card that is backed by a security deposit. The credit limit for a secured business credit card is based on the amount of funds deposited by you as security in a collateral account. A secured business credit card can be a good fit for businesses with little to no business credit history or businesses with past credit challenges because it allows you to build credit. Suncoast Credit Union offers our Secured Business Visa, a secured business credit card option for business owners with little to no business credit history or businesses with past credit challenges.
Card use that is outside of your normal area or overseas can raise a flag with the fraud prevention team. This may cause your card to be temporarily blocked until we can verify a valid purchase. Set travel notifications in the Cards section of the SunMobile app or SunNet Online Banking. You may also submit travel notifications at your nearest Suncoast branch or by phone at 800.999.5887. Travel notifications should be set at least 3 days before going out of town to avoid the inconvenience of a blocked card while traveling.
If you need credit cards for your employees, download the application below to get started.
If you need a business credit limit higher than $15,000, download the business credit card application for the next steps.
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Apply for a Business Credit Card
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