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Personal Line of Credit (PLOC)

When something comes up and you need money, a Personal Line of Credit (PLOC) can help. See how a PLOC can get you the funds you need.

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Personal Line of Credit Rates

With a Suncoast Personal Line of Credit, you can rest easy knowing you have money available when you need it. Learn more about our PLOC options.

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Personal Line of Credit Benefits

¹The rate of payment is fixed for a certain period of time and can increase after that period ends. After the fixed period, the rate or payment may change.

²We offer low interest rates based on individual qualifications. Rates may vary. Contact us for more details.

³No application fee applies. Other fees may still apply. See terms and conditions for details.

Additional Information

Personal Line of Credit

With a Suncoast personal line of credit, you can rest easy knowing you have money available, when you need it.
Unsecured line of credit with a pre-set limit.
Get advances up to your available limit without additional approval.
Access your account through SunNet Online Banking, SunTel telephone banking, Members Contact Center, your local branch or by special checks.
Use as overdraft protection for your checking account.
No application fee³. No prepayment penalty.
Maximum loan amount $50,000.
Payment amount is 3% of the balance owed on the account, calculated at the time of advance.

Personal Line of Credit FAQ

What's the difference between a PLOC and a credit card?

What is the maximum loan amount for a Suncoast PLOC?

Is there an application fee for a Suncoast PLOC?

Once I have a Suncoast PLOC, do I need to re-apply for additional loan advances?

How can I access my funds through my Suncoast PLOC?

Can I use my PLOC for overdraft protection?

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