For You

Out of State Mortgages

Make your second home dreams a reality. Suncoast’s mortgage solutions offer low rates, low closing costs and the personalized services you need to easily finance your out of state home.

Schedule an Appointment Visit the Suncoast Online Mortgage Center

Suncoast can help you finance or refinance your out-of-state property

Overview

Must be occupied by the borrower for some portion of the year, but not less than 14 days.
Must be a one-unit dwelling and, as a guideline, generally located at least 50 miles from primary residence. Exceptions allowed provided dwelling is located in a resort-style area at underwriter’s discretion. Must be suitable for year-round occupancy.
The borrower must have exclusive control over the property.
Must not be rental property or a timeshare arrangement.
Cannot be subject to any agreements that give a management firm control over the occupancy of the property.

Out-of-State Home Financing

Calculate Your Mortgage Payment

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The calculator above is for educational purposes only. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

Financial Planning

Suncoast Investment Services offers members access to financial planning services. Our team of investment advisors work to create tailored plans to help you manage your investments.

Visit our Suncoast Investment Services website to learn more about our services. Check the background of your financial professional on FINRA's BrokerCheck.

Financial Planning Process

Our financial planning process includes:

Thorough understanding of members’ goals
Financial analysis, research and inquiry into potential opportunities
Customized recommendations to fit your goals and situation
Implementation of a plan of action
Close monitoring of change
Continuous review and revision of your plan

Call us at 1-866-300-9382.

Out-of-State Home Mortgage FAQ

Is escrow required?

Is this mortgage available on all properties?

Can this mortgage be used for investment properties?

Are there any restrictions on the type of borrower?

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Visit the Suncoast Mortgage Center

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* Suncoast will contribute up to $3000 towards closing costs (Closing Costs Benefit) when the 3/3 Right Time ARM product is selected for the purchase or refinance of a primary residence. All Sellers paid closing costs will be credited prior to any credits for the Closing Cost Benefit to be provided by Suncoast. Is the mortgage is paid in full during the first 24 monthly payments of the loan, borrowers will be required to repay the closing costs benefit to Suncoast for the amount reflected as Lender Credits on the Closing Disclosures. The 24 monthly period begins with the first payment due date of the loan.