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5/5 Adjustable Rate Mortgage (ARM)

Make your dream home a reality. Suncoast’s mortgage solutions offer low rates, low closing costs and the personalized services you need to easily finance or refinance your perfect home.

Schedule an Appointment Buying or Selling a Home? Visit Suncoast Realty Solutions

Explore a Suncoast 5/5 Adjustable Rate Mortgage

Advantages

Your initial interest rate remains the same for 5 years then is subject to change every 5 years and has an amortization term of 30 years
Requires Escrow
Max loan amount for one unit is $2 million
Max LTV is 95% for qualified borrowers
Requested program loan-to-value may be decreased upon review of property appraisal
Discount points and/or interest rate may be based on selection of a lower rate, credit score, loan-to-value, cash out at time of refinance, number of units, subordination, and other program qualifications

5/5 Adjustable Rate Mortgage Benefits

5/5 Adjustable Rate Mortgage FAQ

What properties types are eligible for a 5/5 ARM?

In which states are properties eligible for a 5/5 ARM?

Is PMI (Private Mortgage Insurance) required?

How can I get pre-approved?

What are the mortgage origination terms?

Mortgage loans are originated by Suncoast Credit Union and are subject to subject to credit union membership and approval, credit approval, verification, and collateral evaluation. Programs, offers, rates, terms, and conditions are subject to change or cancellation without notice. Certain restrictions apply. ARM Products have an initial period with a fixed rate, then a variable rate that can increase or decrease annually for the rest of the term.

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