Commercial Banking Built for Growth 

Unlike traditional banks, credit unions are member-owned, which means the focus is on creating value for members through competitive rates, personalized service, and long-term relationships.

Suncoast combines local decision-making, relationship-driven service, and a full suite of business and commercial solutions designed to help businesses grow.

Suncoast offers business banking, commercial lending, treasury management, merchant services, commercial insurance, title and closing services, and HR and payroll solutions. 

Yes. Suncoast offers commercial real estate loans, investment property financing, business lines of credit, equipment financing, SBA loans and more.

Yes. Suncoast combines local expertise with experienced business professionals who take the time to understand your business and goals.

Yes. Suncoast is an SBA lender and offers SBA financing options to help businesses start, expand, and invest for the future.

Yes. Business deposits at Suncoast Credit Union are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. 

For businesses with larger cash balances, Suncoast also offers SecureSelect Extended Insurance Accounts, a business money market solution that can provide eligible deposit protection of up to $20 million through a network of participating credit unions, while allowing you to manage your funds through a single Suncoast relationship and earn interest on your deposits.

Yes. Suncoast offers specialized government banking services, including QPD-qualified public fund deposit solutions, treasury management tools, secure deposit options, and dedicated support for public sector organizations.

Yes. Suncoast offers a Microenterprise program designed for startups and small businesses that may not qualify for traditional financing. Microloans are available from $500 to $50,000 and can be used for equipment, vehicles, inventory, working capital, or lines of credit. Suncoast also provides technical assistance, educational resources, and business support to help entrepreneurs grow with confidence. 

Yes. Suncoast supports businesses with financing needs ranging from equipment purchases and working capital to commercial real estate projects up to $75 million. 

Absolutely. Supporting our members means helping businesses succeed wherever opportunities arise. That's why Suncoast offers access to solutions that go beyond traditional banking, including Suncoast Realty Solutions, LLC for commercial real estate needs, Members Title Agency, LLC for title and closing services, HR & Payroll Services to help simplify business operations, and Workplace Banking to support employee financial wellness. By connecting members with trusted resources and expertise, we're able to support businesses at every stage of growth