Suncoast Membership Perks & Benefits
Featured Benefits + Perks
Membership Freebies
One of the major benefits of a credit union is that our profits are returned to members through lower rates on loans, higher earnings on deposits, and more free services. Below are some of the freebies you will enjoy as a Suncoast member.
ATM Access
Enjoy fee free cash access with Suncoast. Members can use free ATMs at Suncoast locations, CO OP Network ATMs, and Publix PRESTO ATMs, making it easy to manage your money on the go.
Free Financial eLearning Courses
Earn a course certificate with our free mPower program, which offers online personal finance courses in short digestible modules that allow you to learn about important financial topics at your own pace.
Fee-Free Checking Account
Cashier's Check
Make secure payments without a checkbook. Suncoast offers a free cashier’s check, ideal for car purchases, rent deposits, and other large payments. One per day limit.
Free Money Orders
Skip check cashing lines and fees with free money orders from Suncoast. They’re a convenient, secure way to pay bills, shop online, or send money, with a daily limit of 12.
Free Notary Service
Need a document notarized? Suncoast offers free, convenient notary services for most documents, so you can get signatures witnessed while handling your banking. Some exceptions apply.
Free Overdraft Protection
Worry less about overdrafts with Suncoast’s free Overdraft Protection. Funds are transferred automatically from linked accounts or credit to cover small debits and help you avoid fees.
Go to MOSI with Suncoast
Discover Tampa's Museum of Science & Innovation (MOSI) with our new exclusive member benefit: Buy one general admission ticket using your Suncoast card and get a second one FREE!
Everyday Living

Give Back with Every Swipe
Every time you use your Suncoast debit or credit card we donate four cents to support education and local children in our communities.

Get Cash Back on Everyday Purchases
With CashBack+ you can earn up to 20% instant cash back on the things you're already buying.
Explore All of the Suncoast Membership Benefits
Learn about all areas of money management in this free financial eLearning program.
mPower eLearning
Members benefit from financial counseling and education through the BALANCE Financial Fitness Program.
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Do we hear wedding bells? For as little as $160, your Wedding Protector Plan can cover a variety of situations.
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Thinking of buying a car? Drive away with an affordable, pre-owned vehicle from one of our car sales, exclusively for members.
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Suncoast Investment Services offers a variety of FREE online and in-person workshops for members.
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Bank securely from anywhere with our mobile app! SunMobile lets you easily deposit checks*, pay bills, transfer funds, find branches and ATMs, view check images, and more.
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Save 5% on Nationwide Pet Insurance.
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Get affordable coverage on a variety of healthcare options.
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Enjoy low rates on discount dental coverage.
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