Get the First $50 with Suncoast Terms and Conditions
Suncoast Credit Union (“we,” or “Credit Union”) is offering you the opportunity to become a member via the Get the First $50! (“Program”) offered on the website located at https//www.suncoastcreditunion.com (the “Site”). "You" individually and collectively refers to any potential new member as defined below.
- Binding Agreement. By participating in the Program and/or receiving any Reward hereunder, you are bound by these Terms and Conditions (“Terms”) and indicate your agreement to them. All of the Credit Union's decisions regarding the Program and the interpretation of these Terms are final and binding.
- Privacy. You understand and agree that we will collect personal information (“Personal Information”) from you as part of the Program including, but not limited to, email address, first name, and last name. We may use that Personal Information as outlined in our Privacy Notice for the limited purposes of operating the Program and enforcing these Terms. You hereby consent to our collection, use and sharing of Personal Information as described in these Terms without further notice to you or further consent from you.
- How the Program Works. A “Participant” must complete the Program registration found on the Site by following the onscreen instructions and apply for Credit Union membership either online or in person at a Credit Union Branch. To be eligible to receive the Reward described below, you must: (i) be a legal resident of the United States of America, (ii) be at least 18 years old, (iii) not be a current member of the Credit Union at the time of application for an account hereunder, (iv) be eligible and approved for membership in the Credit Union, (v)open a Credit Union Regular Share Membership account with the minimum opening balance requirement of five ($5) dollars, (vi) AND open a Smart Start Certificate account with automatic transfer or payroll deduction.
- Restrictions. One membership, one qualifying product, and one Reward per person; this offer cannot be combined with any other offers or incentives. Your use of the Program may not violate any law, infringe or violate the rights of any third party, or otherwise act in a manner that is deemed harassing, harmful, illegal, hateful, obscene or outside the spirit and intent of the Program. In addition, you may not (i) tamper with the Program or Site, (ii) act in an unfair or disruptive manner, (iii) use any system, bot or other device or artifice to participate or receive any benefit in the Program, or (iv) introduce any viruses, spyware, poison pills, or other destructive programming or code into the Program or Site. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SITE OR PROGRAM MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE CREDIT UNION RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY FEES) TO THE FULLEST EXTENT OF THE LAW. Employees of the Credit Union or any of its or their subsidiaries, affiliates or promotional agencies are not eligible to participate in the Program.
- Rewards. After completing the Program registration as described above, you will be given a promo code sent to the email address provided by You and redeemable in-person at participating Suncoast Credit Union locations. Once you fulfill the membership requirements, the Credit Union will deposit the initial $50 required to open a new Smart Start Certificate account. You agree to all terms and conditions to open the new certificate account as described in the account disclosures. The promo code must be redeemed within thirty (30) days from the time the promo code is sent. Rewards are subject to verification of eligibility and restrictions as set forth in these Terms apply. The Credit Union may delay delivery of a Reward for the purposes of investigation and verification. Subject to the Credit Union’s rights of investigation and verification, the Reward will be paid to You within thirty (30) days following the Credit Union’s verification of your account and compliance with these Terms. Unless otherwise stated, Rewards may not be redeemed for cash. Rewards are not transferable and may not be auctioned, traded, assigned, transferred, bartered or sold. You are responsible for all applicable federal, state and local taxes that may apply to the Reward.
- Liability. YOU UNDERSTAND AND AGREE THAT THE RELEASED PARTIES (DEFINED BELOW) SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF ANY RELEASED PARTY WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES). By participating in the Program, you agree to defend, indemnify, release and hold harmless the Credit Union and their respective parent companies, affiliates and subsidiaries, together with their respective employees, directors, officers, licensees, licensors, shareholders, attorneys and agents including, without limitation, their respective advertising and promotion entities and any person or entity associated with the production, operation or administration of the Program (collectively, the “Released Parties”), from any and all claims, actions, demands, damages, losses, liabilities, costs or expenses caused by, arising out of, in connection with, or related to the Program or your use of the Program (including, without limitation, any attorneys’ fees, property loss, damage, personal injury or death caused to any person(s)) and/or the awarding, receipt and/or use or misuse of any benefit in the Program). The Released Parties shall not be liable for any technical errors or malfunctions, data theft or corruption, any printing or typographical error, or any damage to any computer system resulting from participating in or accessing or downloading information in connection with the Program. The Released Parties shall not be liable to you for failure to supply any advertised benefit by reason of any acts of God, any action or request by any governmental or quasi-governmental entity (whether or not valid), or any other activity or action that is beyond any of the Released Parties’ control. TO THE FULLEST EXTENT POSSIBLE BY LAW, THE RELEASED PARTIES’ MAXIMUM LIABILITY ARISING OUT OF OR IN CONNECTION WITH THE PROGRAM, REGARDLESS OF THE CAUSE OF ACTION (WHETHER IN CONTRACT, TORT, BREACH OF WARRANTY, OR OTHERWISE), WILL NOT EXCEED ONE HUNDRED ($100) DOLLARS.
- Disclaimer of Warranties. YOU EXPRESSLY UNDERSTAND AND AGREE THAT: (A) THE PROGRAM IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND THE RELEASED PARTIES EXPRESSLY DISCLAIM ALL WARRANTIES, CONDITIONS AND TERMS OF ANY KIND, WHETHER EXPRESS OR IMPLIED BY STATUTE, COMMON LAW OR CUSTOM, INCLUDING, BUT NOT LIMITED TO, WARRANTIES AS TO PRODUCTS OR SERVICES OFFERED THROUGH THE USE OF THE PROGRAM, IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT; (B) THE RELEASED PARTIES MAKE AND GIVE NO WARRANTY THAT (i) THE PROGRAM WILL MEET YOUR REQUIREMENTS, (ii) THE PROGRAM WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, AND (iii) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED BY YOU THROUGH THE PROGRAM WILL MEET YOUR EXPECTATIONS, AND (C) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PROGRAM IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OR USE OF ANY SUCH MATERIAL.
- Right to Cancel, Modify or Terminate. These Terms are effective as of September 1, 2024. Credit Union reserves the right to cancel, modify or terminate these Terms or the Program at any time for any reason without notice to you or your consent. We reserve the right to disqualify you at any time from participation in the Program and/or for Program Rewards if you do not comply with any of these Terms, as determined in our sole discretion.
- Governing Law, Venue, Attorney’s Fees, Jury Trial Waiver. This Program is void wherever prohibited or restricted by law; if you live in any jurisdiction where this Program is void, you are not eligible for participation in the Program in any manner. These Terms shall be governed and construed in accordance with the laws of the State of Florida. Any disputes regarding these Terms shall be within the exclusive jurisdiction of the courts of Hillsborough County, Florida, except as otherwise prohibited by applicable law. If legal action is necessary to enforce these Terms, the prevailing party has the right, subject to applicable law, to payment by the other party of all attorney's fees and costs, including fees on any appeal and any post-judgment collection actions. The parties agree that such legal action shall be filed and heard exclusively in Hillsborough County, Florida, except as otherwise prohibited by applicable law. THE PARTIES EXPRESSLY AND KNOWINGLY WAIVE ANY RIGHT TO A JURY TRIAL IN THE EVENT ANY ACTION ARISING UNDER OR IN CONNECTION WITH THIS AGREEMENT IS LITIGATED OR HEARD IN ANY COURT.
- Severability. In the event any part of these Terms is ruled by any court or regulatory authority to be invalid or unenforceable, then these Terms shall be automatically modified to eliminate that part which is affected thereby. The remainder of the Terms shall remain in full force and effect.