Commercial Banking Built for Growth

From commercial lending and treasury management to business banking solutions, Suncoast helps Florida businesses move forward.

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Business Decisions Stay Local

Helping Florida businesses grow with local expertise, flexible financing, and dedicated support.

Relationship-Driven

Guidance tailored to your business.

More Value

Competitive rates, fewer fees, and flexible solutions.

Member-First

Focused on your success, not shareholders'.

Power Your Next Big Move

Powering Florida Businesses Forward

See how local businesses are growing with the right financial partner.

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Amplex Wholesale Nursery

From acquisition to expansion.

"Suncoast has been a great partner, helping companies grow and scale while supporting complex business needs."

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Amplex Wholesale Nursery

When John and Jami Astrab acquired Amplex Wholesale Nursery, they needed a financial partner who understood their vision for growth. Suncoast provided acquisition financing, treasury services, and dedicated support to help power the company's next chapter.

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Camp Margaritaville RV Resort

Built on family, powered by partnership.

"Suncoast made the process seamless. From attractive terms to local presence, they helped bring our vision to life."

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Camp Margaritaville RV Resort

From refinancing a $36 million project to supporting day-to-day operations, Suncoast has helped the Knapp family focus on creating unforgettable guest experiences while continuing to grow their business.

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Annie's Assisted Living

Community-focused care. Community-focused banking.

"For me, Suncoast is family. Suncoast is about helping the community, and it really just isn't them saying it because I'm the proof. I've been a member since 2002."

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Annie's Assisted Living

Named in honor of her grandmother, Latonia Boykins built Annie's Assisted Living Facility to combine comfort, care, and community. For decades, Suncoast has supported her personal and business banking needs along the way.

FAQ

Why choose a credit union for business banking?

What makes Suncoast different from other business banks?

What business services does Suncoast offer?

Does Suncoast offer commercial loans?

Does Suncoast make lending decisions locally?

Does Suncoast offer SBA loans?

Are my business deposits insured?

Yes. Business deposits at Suncoast Credit Union are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category.

For businesses with larger cash balances, Suncoast also offers SecureSelect Extended Insurance Accounts, a business money market solution that can provide eligible deposit protection of up to $20 million through a network of participating credit unions, while allowing you to manage your funds through a single Suncoast relationship and earn interest on your deposits.

Can government entities and municipalities bank with Suncoast?

Can Suncoast help startups, microbusinesses, and new business owners?

Yes. Suncoast offers a Microenterprise program designed for startups and small businesses that may not qualify for traditional financing. Microloans are available from $500 to $50,000 and can be used for equipment, vehicles, inventory, working capital, or lines of credit. Suncoast also provides technical assistance, educational resources, and business support to help entrepreneurs grow with confidence.

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Can Suncoast support larger commercial financing needs?

Can Suncoast help with more than banking and lending?

Absolutely. Supporting our members means helping businesses succeed wherever opportunities arise. That's why Suncoast offers access to solutions that go beyond traditional banking, including Suncoast Realty Solutions, LLC for commercial real estate needs, Members Title Agency, LLC for title and closing services, HR & Payroll Services to help simplify business operations, and Workplace Banking to support employee financial wellness. By connecting members with trusted resources and expertise, we're able to support businesses at every stage of growth