Manage Your Suncoast Business Credit Card with SpendTrack

SpendTrack is a digital platform for Suncoast Business and Commercial Credit Card accounts that allows you to view and manage your business credit card account online. 

You can:

• View transactions and balances
• Make payments or set up recurring payments
• Add payment accounts
• Access statements
• Manage your card (lock, replace, activate)
• Dispute transactions 

Business/Commercial credit card accounts can register via the SpendTrack link and select “Need to Register?”

• Your request may be approved by your company administrator
• You’ll receive a welcome email with an activation link and code
• Once activated, you can log in and begin using SpendTrack

• Open the welcome email
• Click the activation link
• Enter your activation code
• Complete verification (one-time passcode)

• Log into SpendTrack
• Select Make a Payment
• Choose the date, amount, and payment account
• Submit your payment

Yes. You can schedule recurring (autopay) payments within the payment section. 

• Go to Payment Accounts
• Select Add Payment Account
• Enter your routing number, account number, and account details

Yes. SpendTrack supports businesses with multiple cardholders.

Yes, individual cardholders can have access to SpendTrack depending on permissions set by your company administrator.

Typically, they can:

• View their own transactions and activity
• Manage their card (lock, replace, etc.)
• Access statements related to their card

They generally cannot view other employees’ activity or full company-level data unless granted additional permissions.

This depends on your account setup:

• Subaccounts (most employee cards):
  Payments are handled by the business
• Individual Pay accounts:
  The cardholder is responsible for payments
• Control/central accounts:
  The business manages overall billing

Your company’s Program Administrator manages:

• User access
• Permissions
• Approvals and account settings

You can activate your card:

• By phone via the number of the back of your card, or
• Directly in SpendTrack under My Cards

• Log into SpendTrack
• Select Replace Card
• Choose “Lost or Stolen” and follow prompts

Yes. You can temporarily lock your card from the portal.

• Go to your transaction list
• Select the dispute option next to the transaction
• Submit your request

Use the Reset Password option to receive a secure reset link via email.

Select Unlock Account and follow the prompts to reset your password.