Find a Branch/ATM
Become a Member
Guaranteed Asset Protection (GAP)
If your vehicle is ever stolen, damaged beyond repair or otherwise declared an insured total loss, your auto insurance may cover the replacement value, but you’ll still be responsible for the difference between your insurance settlement and loan balance. That’s why we offer Guaranteed Asset protection (GAP) Plus– protection to eliminate or reduce that difference between your insurance settlement and loan balance.
Protection with GAP
Reduce loan loss if a protected vehicle is a total loss.
Without GAP Plus, you could face paying thousands of dollars on your lost or totaled vehicle. GAP Plus is offered starting at $495* and can either be added onto your approved loan or paid in full at any time during the life of the loan.
At Suncoast, GAP Plus is available for cars, light trucks, motorcycles, jet skis, snowmobiles and ATVs.
The benefits may include:
- Protection for the term of your loan up to 84 months
- Maximum Protected Loan Amount up to $100,000
- Maximum Benefit up to $50,000
- Primary Insurance deductible protection up to $1,000
- GAP Plus helps you get into your next vehicle by reducing the new loan at the credit union by $1000
*Subject to change
Frequently Asked Questions
Product
RV Loans
Every adventure begins with the right ride. Our RV loans make it easy to finance your fun with no application fee or pre-payment penalty.
Product
Signature Loan
Our Suncoast Signature Loans are low-interest personal loans you can use for many things — debt consolidation, unexpected expenses, college education, and anything else you need.
Product
Personal Line of Credit
When something comes up and you need money, a personal line of credit can help. Check out our table below to see our personal line of credit options so you can get the funds you need.
If your vehicle is a total loss, don’t let your bank account be the same.
Membership Benefits
Make a Payment
Get a Loan
Branch/ATM Locator
Work At Suncoast
Download the App