IRA/Roth/SEP Regular & Jumbo Share Certificates

IRA/Roth/SEP Certificate

• Higher dividend rates, higher earnings, easy automatic savings.
• Terms to fit your financial needs.
• Types of Share Certificates available: Retirement: IRA/Roth/SEP
• Initial deposit and minimum balance of $500 is required.
• Suncoast members may open a new IRA Certificate by visiting a service center or calling our Member Care Center at 800.999.5887.
• Penalty will or may be imposed for early withdrawal with no loss of initial investment.
• Dividends are compounded daily and credited monthly.
• APY determined at time of funding and assumes dividends remain on deposit until maturity date.
• For members age 59-1/2 years or older a one-time per 12-months opportunity to step up your CD interest rate are higher.^

Jumbo IRA/Roth/SEP Certificate

• Higher dividend rates, higher earnings, easy automatic savings.
• Terms to fit your financial needs.
• Types of Share Certificates available: Retirement: IRA/Roth/SEP.
• Initial deposit and minimum balance of $100,000 is required.
• Suncoast members may open a new IRA Certificate by visiting a service center or calling our Member Care Center at 800.999.5887.
• Penalty will or may be imposed for early withdrawal with no loss of initial investment.
• Dividends are compounded daily and credited monthly.
• APY determined at time of funding and assumes dividends remain on deposit until maturity date.
• For members age 59-1/2 years or older a one-time per 12-months opportunity to step up your CD interest rate if the current rates are higher.^

Yes, an initial deposit and minimum balance of $500 is required for regular IRA/Roth/SEP Certificate Accounts.

Yes, an initial deposit and minimum balance of $100,000 is required for Jumbo IRA/Roth/SEP Certificate Accounts.

Suncoast members may open a new IRA Certificate by visiting a service center or calling our Member Care Center at 800.999.5887.

Yes, a penalty will or may be imposed for early withdrawal with no loss of initial investment.

The APY for your account determined at its time of funding.