IRA/Roth/SEP Regular & Jumbo Share Certificates

Suncoast Credit Union offers IRA options to help you save for your post-work life and benefit from the available tax advantages. Using these retirement accounts, you can open share certificates to increase your retirement savings even more.

IRA Share Certificates

IRA certificates are a great choice for longer-term savings and retirement planning thanks to their tax benefits. And if you have a DROP account that you need to take action on, you can keep your funds working for you by rolling over your funds into a Suncoast IRA certificate.

Terms to Fit Your Needs

IRA/Roth/SEP Certificates

IRA/Roth/SEP Certificate FAQ

Save Even More for Retirement

Open an IRAira-roth-banner-retirement
Annual Percentage Yield (APY) accurate as of 7/1/2024. Rates subject to change without notice. APY assumes dividends remain on deposit until maturity date. Penalty will or may be imposed for early withdrawal with no loss of initial investment: 90 days of dividends on terms of 12 months or less; 180 days of dividends on terms longer than 12 months. Fees may reduce earnings. Dividends are compounded daily and credited monthly. 


^ Stepping up your CD interest rate will move your term to a 60-month term regardless of the current term.