Budget and Save

How to Get Insights into Your Financial Habits

Erin Palmer

September 14, 2022

a couple at a laptop and tablet

One simple financial habit can make a major impact on your life. Ready for it?

Stay informed. It’s that simple!

Credit unions are not-for-profit cooperatives that operate under a shared set of principles. One of those principles is “cooperation among cooperatives.” At Suncoast, our aim is to help our members live their best financial lives. That’s why we make it so easy to understand your finances, stay informed, and reach your personal goals.

Here are some simple ways to get insights into your spending habits:

Credit Union Cooperatives

This is a habit that is simple and so helpful. Just log in to your account! The more you get into the habit, the more you will know about the details of what’s going on with your money.

This easy habit lets you see when your payments go through, get reminded about autopay accounts you may not need anymore, and monitor for fraud. In less than 5 minutes a day, you can keep up with your finances.

Use Digital Banking Features

Now that you’re logging in regularly, the next step is to make the most of the features available to you in your digital banking channels. Whether that is automating your bill pay or viewing potential offers available to you, this helps make it easy to get things done.

With Suncoast, another easy way to get insightful information about your account is to click on “My Insights” once logged into your online banking and take advantage of personalized information about your financial habits. This feature is available to anyone with a checking or money market account at Suncoast and reflect the financial behaviors originating from those accounts.

Since everyone’s spending habits are different, this feature looks different for each member. You might see a summary of your weekend spending, a look at your debt vs. your income, or a list of the merchants where you spend the most money. Your insights will vary over time based on your patterns, so keep checking out this feature to learn more.

Make the Most of Free Resources

Aside from the digital banking features, Suncoast also offers other ways to learn more about the financial areas that are most important to you. For example, if you are considering a loan and need to figure out your budget, our financial calculators can help.

If you simply want to learn more about financial topics, you can browse the free online classes we have for members or sign up for a financial workshop or webinar on a topic that interests you.

If you’re ever having a hard time financially, that’s when our free financial counseling can be a huge help. Remember, we’re here for you!

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