It’s simple. A checking account with more FREE and less fees!

Smart Checking™ is the smart choice for saving money, giving back to the community, and enjoying lots of perks, fee-free! Start enjoying the benefits of a simple and free checking account with Suncoast today!*

More Free,
Less Fees

Get more for less, like:

  • No monthly service fees
  • No minimum balance required 
  • Free overdraft protection**
  • Free ATM access at over 30,000 ATMs, including Publix and Wawa locations
  • Secure mobile pay and deposits 
  • Free account protections, including card lock feature

Give Back to the Community

Make a difference:

Every time you use your debit card, Suncoast donates two cents to the Suncoast Credit Union Foundation.

The foundation is a 501(c) (3) nonprofit organization established to help children in our communities.

More than $36 million has been donated to support initiatives related to the education, health, and emotional well-being of local children.

Benefits of Membership

Enjoy exclusive benefits, like:

  • Higher earning on deposits
  • Lower rates on loans
  • 75 conveniently located service centers with extended hours
  • Free digital banking from anywhere, 24/7
  • Free financial e-learning and wellness resources
  • Perks, discounts, and loads of free services

Suncoast keeps it simple!

When you want a checking account that helps you save money, it’s simple! Suncoast’s Smart Checking is fee-free and comes with all the amazing benefits of being a Suncoast member. Plus, Suncoast makes a two-cent donation on your behalf to improve the lives of children, every time you use your debit card.