Checking

Free Checking Account – Now that’s Smart!

At Suncoast, we know that free is better than fees! That’s why our Smart Checking account has all of the features you need without any of the added costs. Our fee-free checking lets you bank without breaking the bank!*

More Free,
Less Fees

Get more for less, like:

No monthly service fees
No minimum balance required
Free overdraft protection**
Free ATM access at over 30,000 ATMs, including Publix and Wawa locations
Secure mobile pay and deposits
Free account protections, including card lock feature

Open Account

Give Back to the Community

Make a difference:

Every time you use your debit card, Suncoast donates two cents to the Suncoast Credit Union Foundation.

The foundation is a 501(c) (3) nonprofit organization established to help children in our communities.

More than {foundation-giving-total} has been donated to support initiatives related to the education, health, and emotional well-being of local children.

Give Back

Benefits of Membership

Enjoy exclusive benefits, like:

Higher earning on deposits
Lower rates on loans
75 conveniently located service centers with extended hours
Free digital banking from anywhere, 24/7
Free financial e-learning and wellness resources
Perks, discounts, and loads of free services

Become A Member

Give Back With Every Swipe

At Suncoast, we make it easy to bank with your heart. We donate two cents to the Suncoast Credit Union Foundation every time you use your Suncoast debit card or credit card. Open a checking account to start giving back every time you make a purchase.

Becoming a Member is Simple

With just $5, you can open a savings account and become a Suncoast member! It only takes a few minutes to join and start reaping all the benefits Suncoast has to offer. Join and open a Suncoast Smart Checking account today!

Become A Member Already a member? Open Account

* Credit Union membership and credit qualifications are required to open a Suncoast Smart Checking ™ Account. All fees are set forth in the Fee Schedule and subject to change at any time except as prohibited by applicable laws or regulations.

** No fees are incurred for overdrafts when you use your savings account, money market account, line(s) of credit or Suncoast Visa credit card as overdraft protection. A personal line of credit or Suncoast Visa credit card as overdraft protection must be applied for and approved. A savings account as overdraft protection must be selected by the member. Approval of payment of reasonable overdrafts by Suncoast Credit Union on accounts in good standing is only a discretionary courtesy – not a right or obligation – is within Suncoast Credit Union’s sole and absolute discretion, and can cease at any time without prior notice of reason or cause.