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3/3 Adjustable Rate Mortgage (ARM)

Get a 4.99% interest rate* or lower (up to a 6.111% APR*) for the first three years of your home loan with our 3/3 ARM. Plus, say goodbye to Private Mortgage Insurance (PMI) to get your monthly payments even lower. Apply online or talk to a Mortgage Loan Consultant today to get started!

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The Key to More Home & Less Fees!

If you're looking for your dream home and a low monthly payment, our 3/3 ARM might just be your key to homeownership or refinancing by giving you the power to buy “more home” with less fees!

Program Features

Your monthly payment stays the same for the first three years. After that, it can adjust only once every three years.
No Private Mortgage Insurance (PMI).
Max loan amount for one unit is $2 million.
Max Loan to Value is 95% for qualified borrowers.
Available for purchases or refinances in Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, Tennessee and Virginia.
6 month rate lock available for Florida residences only⁴

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Benefits of 3/3 Adjustable Rate Mortgage

3/3 Right Time Adjustable Rate Mortgage FAQ

What properties types are eligible for a 3/3 ARM?

In which states are properties eligible for a 3/3 ARM?

Is PMI (Private Mortgage Insurance) required?

How can I get pre-approved?

Are there any restrictions on the type of borrower?

Can I use a gift as a down payment?

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