Smart Start Certificates

An easy way to start a regular savings plan - get started with only a $50 opening deposit and a commitment to at least $40 per month made by payroll deduction or automatic transfer. 

Suncoast Smart Start Certificate

No matter what you might be saving for, Suncoast provides the products, services and individual attention you need that make it easy to save.

Share Certificates Rates

Share Certificates FAQs

Annual Percentage Yield (APY) accurate as of 7/1/2024. Rates subject to change without notice. APY assumes dividends remain on deposit until maturity date. Penalty will or may be imposed for early withdrawal with no loss of initial investment: 90 days of dividends on terms of 12 months or less; 180 days of dividends on terms longer than 12 months. Fees may reduce earnings. Dividends are compounded daily and credited monthly.